Conversations within my various editors' groups occasionally turn to ways of accepting payments from clients. You get the conversations about using PayPal and similar services. There are the conversations about payments in cash. You get those hilarious conversations about clients wanting to pay via a royalty share, complete with boasted claims that the royalty share would be worth millions.

But whenever the conversation turns to clients paying by check, the group is often amazed by my response.

As much as checks might be nice for some people, I can never accept payment via check. No bank within New Zealand will allow you to deposit checks anymore. Even cashier's checks are now a thing of the past.

There is normally one person who asks how we pay our bills if checks are no longer accepted, likely assuming that we pay for everything via cash. But my answer to this question tends to shock them even more.

New Zealand has become a near-cashless society. Everything is paid for by way of electronic transactions, most of which occur via internet banking.